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Retail-FCL is one of the fastest growing Platform-as-a-Service (PaaS) providers to the banking and retail sector.
Platform-as-a-Service
We have built the first Pan European White Label ATM solution where our clients can deploy ATMs in any of the 34 EU states on the same platform with ease.
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Payments Consultancy
We bring our 2 decades of experience to bear on your estate, offering the ability to reduce cost, enhance services and utilize our proven cost reduction concepts.
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Data Analytics
Data is truly the new gold, our bots analyse the data real time to identify security risks, fraud risks, and fee anomalies to protect your business.
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Retail-FCL

We manage your business as a partner not continuously referencing exceptions, we bring the ideal balance of innovation and experience to make a difference immediately. Our customers trust us.

About Us Why Us

Resources

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ATM Network Management
SME Banking
Analytics Analysis

Resources

A single reciprocal for all the Industry reports, market trends, analysis. We will keep you up to speed.
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Security & Compliance

This can be a huge cost and indeed risk for any business. However we manage that for you and ensure you are up to date with all regulatory requirements; be that the multi-national schemes such as Visa or Mastercard or the domestic schemes such as LINK or CB (Carte Bancaire). We keep you compliant…….you can rely on us.
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Projects

New Payment Service Development

AI – Artificial Intelligence

DCC & FX at the ATM

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Innovative Branches

Retail-FCL has 20 years' experience running and setting up ATM estates. We can revolutionise your estate, drive cost down whilst digitalising.
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News
Deutsche Bank to close branches in favour of video advice

Posted 20 Sep 24

Deutsche Bank is to shutter a “mid-double-digit number” of branches while investing in telephone and...

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UK government takes aim at late payments laws

Posted 20 Sep 24

A new Fair Payment Code has been announced by the UK government to manage late...

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Will cash ever go away?

Posted 15 Jul 24

What if cash goes away? This is the question that plagues the ATM industry. What...

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NatWest to buy Sainsbury’s banking arm

Posted 20 Jun 24

NatWest is to buy the main banking business of Sainsbury’s as the supermarket chain withdraws...

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Labour Party pledges to open 350 shared banking hubs

Posted 18 Jun 24

The Labour Party has reiterated its promise to open 350 banking hubs across the UK...

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Co-op Bank glitch hits business customers after payments taken twice

Posted 13 Jun 24

The Co-op Bank hs apologised to customers after a computer glitch resulted in duplicate transactions,...

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UK home to 3m ‘Frankenstein identities, posing multi-billion pound threat

Posted 13 Jun 24

The UK is home to nearly three million “Frankenstein” identities stitched together by fraudsters out...

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Cash usage grow for first time in a decade

Posted 7 Dec 23

Cash usage in the UK has grown for the first time in a decade as...

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Lloyds to close more branches

Posted 1 Dec 23

Lloyds Banking Group has earmarked another 45 branches for closure in 2024, citing the migration...

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Careers

Retail-FCL is a leading ATM Management company that manages ATMs across Europe and in the USA.
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Projects

Digitalisation is advancing at a pace, we should embrace it not avoid it.
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