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Retail-FCL is one of the fastest growing Platform-as-a-Service (PaaS) providers to the banking and retail sectors, delivering ATM Management and Outsourcing.
Platform-as-a-Service
We have built the first Pan European White Label ATM solution where our clients can deploy ATMs in any of the 34 EU states on the same platform with ease.
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Payments Consultancy
We bring our 2 decades of experience to bear on your estate, offering the ability to reduce cost, enhance services and utilize our proven cost reduction concepts.
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Data Analytics
Data is truly the new gold, our bots analyse the data real time to identify security risks, fraud risks, and fee anomalies to protect your business.
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Retail-FCL

We manage your business as a partner not continuously referencing exceptions, we bring the ideal balance of innovation and experience to make a difference immediately. Our customers trust us with ATM outsourcing and ATM management.

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ATM Network Management
SME Banking
Analytics Analysis

Resources

A single reciprocal for all the Industry reports, market trends, analysis. We will keep you up to speed.
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Security & Compliance

This can be a huge cost and indeed risk for any business. However we manage that for you and ensure you are up to date with all regulatory requirements; be that the multi-national schemes such as Visa or Mastercard or the domestic schemes such as LINK or CB (Carte Bancaire). We keep you compliant…….you can rely on us.
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ATM Management ATM Outsourcing
Projects

New Payment Service Development

AI – Artificial Intelligence

DCC & FX at the ATM

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Innovative Branches

Retail-FCL has 20 years' experience running and setting up ATM estates. We can revolutionise your estate, drive cost down whilst digitalising.
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News
SMEB Appoints Dickson Chu as Head of Payments

Posted 20 Mar 25

SMEB, a financial services and payments company dedicated to supporting small business, today announces it...

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Allica Bank to Double Accountancy Partnerships Team to Meet Demand for Banking Expertise

Posted 20 Mar 25

Allica Bank, the UK’s fastest-growing private company, is doubling the size of its accountancy partnerships...

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SMEB Hires Amanda Harrison as Chief Revenue Officer

Posted 20 Mar 25

SMEB, a banking and financial technology company dedicated to supporting small business, today announces the...

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Santander to shut almost a quarter of UK branch network

Posted 19 Mar 25

Santander is set to reduce its UK branch network by nearly a quarter, shutting 95...

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UK payments regulator to be abolished and absorbed by financial watchdog

Posted 12 Mar 25

Britain’s payments regulator will be abolished and its remit absorbed by another financial regulator, the...

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Cash withdrawals on the rise – Nationwide

Posted 22 Jan 25

UK building society Nationwide is reporting an uptick in ATM cash withdrawals for the third...

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Bank of England to launch Digital Pound Lab

Posted 14 Jan 25

The Bank of England is to launch a Digital Pound Lab as it sets out...

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How retail giants like Starbucks and Staples are handling cash

Posted 8 Jan 25

Despite the steady growth of debit or credit card transactions to a high percentage of...

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Digital payments on the rise in Europe, but cash still king at POS

Posted 8 Jan 25

While the use of digital payments continues to rise in the euro area, cash is...

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Careers

Retail-FCL is a leading ATM Management company that manages ATMs across Europe and in the USA.
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Projects

Digitalisation is advancing at a pace, we should embrace it not avoid it.
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