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Retail-FCL is one of the fastest growing Platform-as-a-Service (PaaS) provider to the banking and retail sector.
Platform-as-a-Service
We have built the first Pan European White Label ATM solution where our clients can deploy ATMs in any of the 34 EU states on the same platform with ease.
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Payments Consultancy
We bring our 2 decades of experience to bear on your estate, offering the ability to reduce cost, enhance services and utilize our proven cost reduction concepts.
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Data Analytics
Data is truly the new gold, our bots analyse the data real time to identify security risks, fraud risks, and fee anomalies to protect your business.
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Retail-FCL

We manage your business as a partner not continuously referencing exceptions, we bring the ideal balance of innovation and experience to make a difference immediately. Our customers trust us.

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ATM Network Management
SME Banking
Analytics Analysis

Resources

A single reciprocal for all the Industry reports, market trends, analysis. We will keep you up to speed.
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Security & Compliance

This can be a huge cost and indeed risk for any business. However we manage that for you and ensure you are up to date with all regulatory requirements; be that the multi-national schemes such as Visa or Mastercard or the domestic schemes such as LINK or CB (Carte Bancaire). We keep you compliant…….you can rely on us.
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Projects

New Payment Service Development

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Innovative Branches

Retail-FCL has 20 years' experience running and setting up ATM estates. We can revolutionise your estate, drive cost down whilst digitalising.
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News
Retail-FCL Attains PCI DSS Compliance

Posted 9 Jun 21

Retail-FCL announced today that it has achieved the Payment Card Industry Data Security Standard (PCI...

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Bank of England lays down regulatory expectations for stablecoins

Posted 8 Jun 21

The Bank of England says stablecoins used as money would be expected to face the...

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Cashless countries: Which are the forefront of the cashless revolution?

Posted 28 May 21

Using data from the World Bank and the largest debit and credit card providers, money.co.uk...

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How much are European merchants paying to accept card payments?

Posted 28 May 21

In 2020, a study by CMSPI and Zephyre found that, on average, European merchants were paying...

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GoCardless launches open banking payments

Posted 27 Apr 21

GoCardless, the bank-to-bank payments fintech, has launched an open banking feature integrated directly into its...

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As cash use falls, banks look to ATM pooling

Posted 16 Mar 21

With the Covid-19 pandemic accelerating the long-term decline in cash usage, banks are increasingly looking...

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Major Australian retailer Woolworths has abandoned a trial of cashless-only stores after fierce opposition from customers.

Posted 11 Mar 21

The trial began in July 2020 at 11 Woolworths Metro stores in Melbourne and Sydney,...

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Marks & Spencer moving M&S Bank online

Posted 9 Mar 21

Marks & Spencer Group PLC announced that M&S Bank will close its current accounts as...

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Consumers still withdrew £1,500 per person in 2020, despite ATM transactions falling by 37%

Posted 9 Mar 21

Coronavirus lockdowns led to £81bn withdrawn in 2020 compared to £116bn in 2019. New data...

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Careers

Retail-FCL is a leading ATM Management company that manages ATMs across Europe and in the USA.
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Projects

Digitalisation is advancing at a pace, we should embrace it not avoid it.
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