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Retail-FCL is one of the fastest growing Platform-as-a-Service (PaaS) providers to the banking and retail sector.
Platform-as-a-Service
We have built the first Pan European White Label ATM solution where our clients can deploy ATMs in any of the 34 EU states on the same platform with ease.
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Payments Consultancy
We bring our 2 decades of experience to bear on your estate, offering the ability to reduce cost, enhance services and utilize our proven cost reduction concepts.
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Data Analytics
Data is truly the new gold, our bots analyse the data real time to identify security risks, fraud risks, and fee anomalies to protect your business.
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Retail-FCL

We manage your business as a partner not continuously referencing exceptions, we bring the ideal balance of innovation and experience to make a difference immediately. Our customers trust us.

About Us Why Us

Resources

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ATM Network Management
SME Banking
Analytics Analysis

Resources

A single reciprocal for all the Industry reports, market trends, analysis. We will keep you up to speed.
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Security & Compliance

This can be a huge cost and indeed risk for any business. However we manage that for you and ensure you are up to date with all regulatory requirements; be that the multi-national schemes such as Visa or Mastercard or the domestic schemes such as LINK or CB (Carte Bancaire). We keep you compliant…….you can rely on us.
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Projects

New Payment Service Development

AI – Artificial Intelligence

DCC & FX at the ATM

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Innovative Branches

Retail-FCL has 20 years' experience running and setting up ATM estates. We can revolutionise your estate, drive cost down whilst digitalising.
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News
Revolut adds Brazil and Mexico to global expansion

Posted 23 Sep 22

Digital bank Revolut has announced its expansion into Mexico and Brazil, with a plan to...

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UK’s bank branch sharing project to be extended

Posted 6 Sep 22

A trial project involving bank branches shared by multiple institutions is set to be rolled...

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Financial inclusion drives traffic at ATMs for cash withdrawals

Posted 23 Aug 22

Customers around the world made 69 billion cash withdrawals in 2021. This marks a small...

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Cash returns to top of wallet as cost of living starts to bite

Posted 11 Aug 22

UK consumers are switching back to cash in a bid to keep tighter control on...

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Report: Cash and cards still king, trust an issue with wallets

Posted 25 Jul 22

A new study from leading European payment specialists Transact Payments reveals Brits overwhelmingly prefer to carry...

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Why cash, branches and ATMs still matter

Posted 14 Jul 22

More than a decade into the digital revolution, the majority of Britons still feel more...

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Why cash, branches and ATMs still matter

Posted 6 Jul 22

More than a decade into the digital revolution, the majority of Britons still feel more...

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Business Payments Barometer – Fraud soars in cashless economy

Posted 29 Jun 22

Bottomline has revealed that the shift to hybrid working has left businesses seriously exposed to...

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SMEB launches the next generation ATM platform with Switch Commerce

Posted 21 Jun 22

Small & medium enterprise banking (SMEB) a next generation payment gateway and Switch Commerce the...

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Careers

Retail-FCL is a leading ATM Management company that manages ATMs across Europe and in the USA.
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Projects

Digitalisation is advancing at a pace, we should embrace it not avoid it.
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Welcome to Retail FCL
Welcome to Retail FCL