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Retail-FCL is one of the fastest growing Platform-as-a-Service (PaaS) providers to the banking and retail sectors, delivering ATM Management and Outsourcing.
Platform-as-a-Service
We have built the first Pan European White Label ATM solution where our clients can deploy ATMs in any of the 34 EU states on the same platform with ease.
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Payments Consultancy
We bring our 2 decades of experience to bear on your estate, offering the ability to reduce cost, enhance services and utilize our proven cost reduction concepts.
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Data Analytics
Data is truly the new gold, our bots analyse the data real time to identify security risks, fraud risks, and fee anomalies to protect your business.
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Retail-FCL

We manage your business as a partner not continuously referencing exceptions, we bring the ideal balance of innovation and experience to make a difference immediately. Our customers trust us with ATM outsourcing and ATM management.

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ATM Network Management
SME Banking
Analytics Analysis

Resources

A single reciprocal for all the Industry reports, market trends, analysis. We will keep you up to speed.
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Security & Compliance

This can be a huge cost and indeed risk for any business. However we manage that for you and ensure you are up to date with all regulatory requirements; be that the multi-national schemes such as Visa or Mastercard or the domestic schemes such as LINK or CB (Carte Bancaire). We keep you compliant…….you can rely on us.
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ATM Management ATM Outsourcing
Projects

New Payment Service Development

AI – Artificial Intelligence

DCC & FX at the ATM

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Innovative Branches

Retail-FCL has 20 years' experience running and setting up ATM estates. We can revolutionise your estate, drive cost down whilst digitalising.
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News
Cash stuffing makes a comeback

Posted 7 Jul 25

Cash stuffing is making a comeback. What does this mean for cash? Despite modern payment...

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Bank of England tests AI to spot real-time payment fraud

Posted 6 Jun 25

A project by the Bank of England and the London BIS Innovation Hub to use...

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Irish Finance Minister will have power to ban ATM cash withdrawal charges

Posted 8 May 25

The Minister for Finance will have power to ban ATM cash withdrawal charges amid fears...

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Octopus Ventures to absorb Fintech Growth Fund

Posted 23 Apr 25

Octopus Ventures is reportedly preparing to take over the Fintech Growth Fund, a new funding...

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Latin American AR SaaS platform Toku raises $48m

Posted 23 Apr 25

Latin American accounts receivable SaaS platform Toku has raised $48 million in a Series A...

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B2B buy now, pay later app Hokodo raises €10 million

Posted 23 Apr 25

BNPL for business operator Hokodo has raised €10 million in an equity funding round co-led...

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SMEB Appoints Dickson Chu as Head of Payments

Posted 20 Mar 25

SMEB, a financial services and payments company dedicated to supporting small business, today announces it...

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Allica Bank to Double Accountancy Partnerships Team to Meet Demand for Banking Expertise

Posted 20 Mar 25

Allica Bank, the UK’s fastest-growing private company, is doubling the size of its accountancy partnerships...

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SMEB Hires Amanda Harrison as Chief Revenue Officer

Posted 20 Mar 25

SMEB, a banking and financial technology company dedicated to supporting small business, today announces the...

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Careers

Retail-FCL is a leading ATM Management company that manages ATMs across Europe and in the USA.
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Projects

Digitalisation is advancing at a pace, we should embrace it not avoid it.
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