Retail-FCL is one of the fastest growing technology partners for the banking and retail sector.

Innovative Branches

Transform business models

Retail-FCL has 20 years' experience running and setting up ATM estates. We can revolutionise your estate, drive cost down whilst digitalising.

White Label

Efficient web enabled solutions

Internet based solutions allow us to provide a cost base up to 70% lower than traditional legacy systems. Bringing efficient, web enabled solutions at a fraction of the operational cost. Covering ATMs and POS solutions.

Data Analytics

Data is the new gold - data analytics tools

Use our data analytics tools to automate reconciliation, automate disputes/chargebacks and automate income verification. Expanding data to include events allowing predictive maintenance models to be deployed. Data is the new gold let us show you how valuable analytics tools are. Find out more with our Analytics paper. Our dashboards drive your business.

Improving Costs


Drive change, utilise AI, innovate functionality, drive efficiency. All is possible in the digital world.


Bringing Innovative new services

Open banking and API solutions allow us to bring new innovative services to the market such as retail recycling solutions or mini branch services. Find out more is our API ATM paper.

Predicting Failure

Predictive maintenance

With our analytical tools we can predict the next failure for field devices, allowing you to replace the part before it fails and avoid down time which leads to customer dis-satisfaction. See our paper.


See reduced costs & increased profits.

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    16th Mar 2021

    As cash use falls, banks look to ATM pooling

    With the Covid-19 pandemic accelerating the long-term decline in cash usage, banks are increasingly looking to pool or share their…

    11th Mar 2021

    Major Australian retailer Woolworths has abandoned a trial of cashless-only stores after fierce opposition from customers.

    The trial began in July 2020 at 11 Woolworths Metro stores in Melbourne and Sydney, courting immediate controversy with hundreds…

    09th Mar 2021

    Marks & Spencer moving M&S Bank online

    Marks & Spencer Group PLC announced that M&S Bank will close its current accounts as the bank moves to focus…