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Retail-FCL is one of the fastest growing Platform-as-a-Service (PaaS) providers to the banking and retail sector.
Platform-as-a-Service
We have built the first Pan European White Label ATM solution where our clients can deploy ATMs in any of the 34 EU states on the same platform with ease.
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Payments Consultancy
We bring our 2 decades of experience to bear on your estate, offering the ability to reduce cost, enhance services and utilize our proven cost reduction concepts.
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Data Analytics
Data is truly the new gold, our bots analyse the data real time to identify security risks, fraud risks, and fee anomalies to protect your business.
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Retail-FCL

We manage your business as a partner not continuously referencing exceptions, we bring the ideal balance of innovation and experience to make a difference immediately. Our customers trust us.

About Us Why Us

Resources

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ATM Network Management
SME Banking
Analytics Analysis

Resources

A single reciprocal for all the Industry reports, market trends, analysis. We will keep you up to speed.
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Security & Compliance

This can be a huge cost and indeed risk for any business. However we manage that for you and ensure you are up to date with all regulatory requirements; be that the multi-national schemes such as Visa or Mastercard or the domestic schemes such as LINK or CB (Carte Bancaire). We keep you compliant…….you can rely on us.
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Projects

New Payment Service Development

AI – Artificial Intelligence

DCC & FX at the ATM

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Innovative Branches

Retail-FCL has 20 years' experience running and setting up ATM estates. We can revolutionise your estate, drive cost down whilst digitalising.
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News
Cash usage grow for first time in a decade

Posted 7 Dec 23

Cash usage in the UK has grown for the first time in a decade as...

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Lloyds to close more branches

Posted 1 Dec 23

Lloyds Banking Group has earmarked another 45 branches for closure in 2024, citing the migration...

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Swift connects instant payment systems to bring 24/7 processing across borders

Posted 30 Nov 23

Swift has connected domestic payment schemes across Europe to provide full transparency and end-to-end tracking...

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HSBC customers hit by mobile banking outage

Posted 24 Nov 23

Thousands of HSBC customers in the UK have been unable to access online and mobile...

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PaymentSense eyes Irish money licence

Posted 23 Nov 23

Ireland’s payments sector looks set for increased competition following reports that UK-based PaymentSense plans to...

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NatWest gives chatbot Cora a human feel with generative AI

Posted 10 Nov 23

NatWest is adding generative AI capabilities to its chatbot Cora, giving the intelligent digital assistant...

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EU agrees game-changing deal for instant payments

Posted 10 Nov 23

The European Council and European Parliament have struck a provisional agreement on the mandatory provision...

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Banks look to fintechs to stave off threat from Big Tech

Posted 10 Nov 23

Nearly half of all banks are looking to buy majority stakes in fintechs to fend...

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Lloyds draws the blinds on more branches

Posted 26 Sep 23

Lloyds Banking Group has revealed 35 new branch closures, drawing a line under the provision...

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Careers

Retail-FCL is a leading ATM Management company that manages ATMs across Europe and in the USA.
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Projects

Digitalisation is advancing at a pace, we should embrace it not avoid it.
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